Autonationa Business Point insurance is more than quality coverage for your space. With access to innovative tools, money-saving discounts and a local agent, it’s easy to make sure you’re covering all your bases. Read on to see all that Autonationa Business Point has to offer.
Private Car Insurance Policy
This is a type of motor insurance policy that covers a car used for private or personal use. The policy provides financial coverage against fire, theft, natural calamities, accident, riots, etc. and also covers personal accident & Third-party liability.
Two-Wheeler Insurance Policy
This insurance policy covers two-wheelers like a scooter, bike and other two wheelers. The policy provides financial coverage against fire, theft, natural calamities, accident, riots, etc. and also covers personal accident & Third-party liability.
Commercial Vehicle Insurance
The Commercial Vehicle Insurance is coverage for vehicles that are used for commercial purposes and not for private or personal use. This includes but is not limited to trucks, buses, heavy commercial vehicles, light commercial vehicles, agricultural vehicles, taxis, and auto-rickshaws.
Autonation Business point
What are the Types of Motor Insurance Policies in India?
Third-party liability insurance
Called as Liability Only Policy or earlier called as Act Only Liability Policy. This type of insurance policy is mandated by law for all motor vehicles plying on the roads. Read More
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This insurance provides cover to third-party liability for damages to property of third party as well as for bodily injuries or death of persons. Third-party liability insurance only covers minimal risks as required and is compulsory as per law and it does not protect the policyholder from damage or theft of the insured vehicle.
Comprehensive motor insurance
It is often referred to as a package policy, as it includes third-party liability cover and the expenses incurred by the policyholder in the event of damage or theft of the insured vehicle. The comprehensiveRead More
insurance policy can be enhanced through add-on covers that offer extended benefits.
Standalone Own Damage insurance
It provides protection in the event of damage, accident or theft of the insured vehicle. It does not provide cover to third-party liability for damages to property of third party as well as for bodily injuries.Read More
The insurance policy can be enhanced through add-on covers that offer extended benefits.
It is also referred as nil depreciation cover or bumper to bumper policy. It offers full claim on the value of parts replaced due to accident without any deduction for depreciation.
It will cover the consequential damage to the internal parts of the engine arising out of water ingression or out of leakage of lubricating oil due to an accident.
The roadside assistance add-on provides assistance in case the vehicle breaks down in transit. The add-on provides the necessary assistance, be it repairs like battery breakdown, minor repairs, flat tyre, towing the vehicle to a service station, and others.
What risks does your policy cover?
It depends where you live, but standard homeowners insurance
policies will typically help pay to repair damage caused by
certain risks, or perils, including:
Theft
Fire and smoke
Windstorm or hail
Falling objects
Frozen plumbing
Water damage from plumbing, water heater, heating or cooling system or appliance.
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